Transparency in tendering

What you do not wish done to you, do not do to another!
Do you always know where you stand? Usually, the consultant and his client do not know either.
Transparency must come from all parties,


Providing assurances and covering uncertainties
Each party must provide the other with the necessary assurances.
Disappointments and costly conflicts are otherwise lurking.

Communication should be as optimal as possible from both sides.

And that is exactly what Team RealXS had in mind:

• Insurers will have access to a standardised website through the Computing Centre, on which they can offer the insurance products they carry.

• Advisers, Insurance Brokers and Authorised Agents will also be provided with a standardised website on which they can offer their selected insurance products.

How does it work?
Via a link, the relevant application page is opened and the customer can provide the information relevant to him. The composition of the questionnaires are - at the time of registration of the insurance product - compiled and recorded by the underwriters.

Robot underwriting:
1) Based on the answers, underwriting may or may not proceed without consulting an underwriter.
2) Applications that do not fall within the underwriting model are submitted to underwriters.
3) Applications that are rejected are submitted separately to underwriters so that they can determine whether rejection was justified.

Tariffing:
On acceptance, an offer is automatically compiled. Based on a tariff module registered by the underwriters, an offer premium is calculated.
Directly after the customer completes the application form, he will be informed by email whether the insurance application has already been accepted.

Offer:
In this case, the offer will be sent to the customer immediately by email.
If an adviser or intermediary is involved, they will receive a copy.

Transparency optima forma: Questionnaire
The information provided by the customer at the time of application forms the basis of the insurance contract to be concluded, if any s. This information forms part of the written offer that is subsequently sent.

IPID
Insurers inform the customer optimally about the insurance product the customer wishes to take out.

Payment by instalments:
If the customer decides to avail of the insurance proposal, he must inform in which instalments he wishes to pay the premium: by day or by 1,2,3,4,6,12,24 or 36 months.